Credit Repair Shouldn’t be so intimidating, We can Help You…
What can be disputed?
All erroneous or unverifiable information will be disputed, ensuring that the information on your Credit report is correct and up-to-date. We use a technical factual dispute method to dispute to Transunion, Experian, Equifax, creditors, or regulatory agencies.
Will the changes affect my Credit Score?
Of Course! as a result of you correcting some of the incorrect or outdated information in your credit report you will start to see how your score will change.
Can we help you?
Absolutely! Just click on the Get Started Today button, fill in, and submit the form and your way to improving your Credit History.
Don’t wait… improve the quality of your credit report. Start today!
Complete Satisfaction Guarantee
I know what you’re thinking, is this credit repair service credible or even legal? The answer is both and we back our credit repair service offer with a satisfaction guarantee that is unmatched. If you feel the need to cancel, for what ever reason, you can and we will return the money you invested during the last 30 -45 days no questions asked.
SmartCredit Credit Monitoring
The days of using consumer reports from credit reporting agencies are over. Today successful credit repair organizations use credit monitoring proactively to update credit repair results monthly, providing you with Identity theft alerts, Score tracker, Money Manager, and up to $1MM in fraud protection, which is well worth the monthly cost.
Proven Credit Repair That Works!
The reality is that credible credit repair businesses should not set expectations based on time of service or quantity of results. All they can do is mention historical results with previous clients, not future results. Historically clients that subscribed to our credit repair service for 6 months have experienced an average increase in their credit score of over 100 points.
Client Credit Repair Portal Access
Our Credit Repair CRM provides all of our clients with a client web portal they can login to, communicate back and forth with, upload sensitive documents to, monitor their credit repair and credit score results per credit reporting agency over time, approve a dispute plan, and even refer friends and family members to us. How cool is that!
Our Factual Dispute Process
The FTC commissioned a study that found over 20% of credit reports contained errors, that’s 1 out every 5 people. Many credit repair organizations dispute errors by stating that the accounts do not belong to me, are paid in full, are not mine, or they’re in duplicate. Our Factual Dispute Process challenges items by verifying or validating them, which is not only legal, you achieve better results.
Consultancy and Support
We primarily provide consultancy services for all our clients. This is absolutely necessary for them to achieve their goals, and with that said, our clients are aware of the key aspects of how the credit repair process works.
What do our clients say about us?
Initially, I had reservations about doing this. I got in touch with Credit Repair By RJ, and to my surprise, they looked at my credit report and found that it wasn’t as bad as I thought it would be. Credit Repair By RJ gave me some credit advice in a credit audit, and I gave them the information they needed to help me correct my credit. Surprisingly, they helped me increase my credit score! They’re the best; I always recommend them to everyone I talk to!
After years of bad and delinquent credit, I hired Credit Repair By RJ. I can say that after six months, I saw my credit scores go from below 500 to above 600. Credit Repair By RJ was very professional, hardworking, diligent, and transparent. As they worked on my credit, I was able to track my credit throughout the process through their client portal. Many credit repair agencies want substantial down payments and high monthly installments, Credit Repair By RJ was reasonably priced. Thanks, Repair USA Credit, LLC, for getting me where I need to be! If you want to get your credit history back on track, call Credit Repair By RJ!
I am delighted with the results from Credit Repair By RJ! The increase in my credit scores far exceeded my expectations! It was a pleasure working with them. They are professional and knowledgeable and provide excellent customer service throughout the process. Working on your credit is sensitive, but they handle your business with utmost confidentiality and discretion. You owe it to yourself and your financial future to enlist the services of Credit Repair By RJ.
I have used Credit Repair By RJ service for the last year. I’ve noticed many deletions on my credit report since beginning the cleanup. But most importantly, I was able to get a personal loan for my education. I am well on my way to clean credit and my nursing degree! Thanks, Credit Repair By RJ!